What You Need To Get A Car Insurance Quote


Buying your first auto insurance policy is a step towards independence for any young adult. You may have been on your parent’s insurance policy, but now it’s time for everything to be in your name. Having auto insurance is required by law and United Auto Insurance is excited to help you in the next steps. You may not know this, but a lot of factors go into a car insurance quote and having the right information can help us (and you!) find the policy that fits best.

What Is Minimum Insurance Required By Law?

As you start the process in buying auto insurance, it’s important to remember the minimum policy you must have to comply with the law. Below are the Illinois State Minimum Coverage requirements for vehicle liability insurance:

  • $25,000 – injury or death of one person in an accident
  • $50,000 – injury or death of more than one person in an accident
  • $20,000 – damage to property of another person

How Much Insurance Do I Need?

United Auto Insurance wants to make your policy fit your needs. In just a few minutes on the phone,
or online, our application will help you decide what level of insurance coverage is right for you.

How Is The Price Of My Policy Determined?

If you were on your parent’s policy, their price of auto insurance changed when you were added on the policy. Similarly, there are factors that determine the price of your own insurance policy. As a young adult, some risk factors may take more weight and our representatives at United Auto Insurance can help to identify your unique profile as a driver for the best coverage.

Receiving A Quote!

At United Auto Insurance we are committed to covering you on your first auto insurance policy, as well as working with you down the road when circumstances change. Periodically you should reflect on your lifestyle changes and how that may impact your auto insurance policy needs. Just as everyone tells you, being an independent young adult is a great accomplishment and a myriad of changes such as buying a new car to starting a family to starting a new job are ahead for you!

We can’t wait to work with you on your first auto insurance policy and get you covered in the right way for any future endeavors. Get a free quote from United Auto Insurance today!