UAI Blog: Auto Insurance Facts You Should Know

Nothing stops you in your tracks quite like a flat tire. Slow leaks, abrupt punctures, and everything in between can leave you stranded on the side of the road with one less tire and one more problem.

Your car's actual cash value is calculated by determining its original value, minus the amount your car has depreciated since you bought it. Most auto insurance coverage reimburses you only for the actual cash value of your car.

We all dread the sound of an engine that won’t turn over. Luckily, a common reason is due to a dead car battery, which is an easy fix if you know what to do.

If you’ve recently bought a car and are ready to start shopping for coverage, you might ask: What happens if you drive without insurance?

If there’s one thing driving in Chicago is known for, it’s the rush hour traffic. Driving downtown in rush hour often comes with a competitive spirit from fellow drivers, eager to make that light and honk their horn.

When it comes to insuring your car, there are several options to consider when choosing the right coverage for your needs.

Engines are supposed to be hot. But what happens when your car gets too hot? Here are some ways to spot if your engine is overheating, how to handle this particular form of engine trouble, and how to prevent it from happening again.

Defensive driving is when drivers actively scan, anticipate movements, and prepare to respond quickly to potential hazards on the road.

Finding the right used car takes a lot of time and consideration. In particular, flood damage can decrease the value and lifetime of a vehicle.

You know what they say, “There’s two seasons in Chicago – winter and construction.” Chicagoans prepare for the winter by breaking out their warmest coats, boots and gear.

If you are in the market for a new car, one of the most important things you’ll need to figure out is the cost of insurance for your new vehicle.

Taking a quick trip across town or going on a family road trip with your children can be hectic. Keeping your family safe from point A to point B shouldn’t be a last minute concern.

For over 50 years, United Auto Insurance has helped drivers across Chicago and Illinois find cheap liability insurance that fits their needs and budget.

With busy lives that never slow down, everyone has been tempted in some way by distracted driving.

For more than 50 years, United Auto Insurance has provided drivers in Illinois and Indiana with quality, cheap car insurance, including liability insurance policies.

According to the National Insurance Crime Bureau (NCIB), the most stolen vehicles in the United States last year were older models with less advanced anti-theft technology, such as smart keys.

In a recent study, IIHS, the Insurance Institute of Highway Safety, found that some adults are less likely to use their seatbelts when riding in the back seat.

A dead battery can turn a normal day into a stressful one, especially if you are in a rush or stranded. Knowing how to jump start a car is an essential skill every driver should have.

At United Auto Insurance, a trusted Chicago insurance company, we know that being told you need SR22 Insurance can feel overwhelming. Whether this is your first time hearing the term or you are working to reinstate your license, you're not alone.

Simply put, your car insurance has to be active and verified with the State of Illinois. This impacts all Illinois car owners.

Car insurance is essential and mandatory for Chicago and Illinois drivers, but it does not have to be expensive. Cheap car insurance can make a huge difference in your monthly payments and expenses.